White Papers: State-Specific Debt Collection Laws

This state-specific information is provided by  NL and our authors for the benefit of creditors, collection agencies, debt buyers and NL attorney members who are looking for and working with U.S. attorneys.


Papers include a wide range of topics, such as:

  • The laws regarding statute of limitations, written contracts, bad checks and civil penalties.
  • Debt collection licensing, bonding and other regulations relevant to collections professionals and lawyers not licensed to practice within that state.
  • Practices related to commercial and consumer collections.
  • Costs related to court filing fees and process-serving options.
  • Significant cases brought by the State’s Attorney General, and ethics opinions passed down from the State Supreme Court related to debt collection.


Blogs give additional information on authors & law firms

On the day that each paper was published, a blog giving additional information about the author &/or law firm was posted on InsideARM (See Collection Industry Blogs, “50 White Papers in 50 Days,” or Contributors.)

The “50 White Papers in 50 Days” project is a valuable reference source for creditors and law firms that are seeking to file a claim out-of-state.

The National List would like to thank all of our member attorneys who participated in this project. We encourage debt collection industry professionals to take advantage of this valuable resource, and for the benefit of others to submit additions or changes to the laws in your state to info@national list.com

 

Alabama Debt Collection Laws

yarboroughAL.jpg Image

Brent Yarborough

Submitted by:

Brent Yarborough, Zarzaur & Schwartz, P.C.

Posted:02/04/2013

Alaska Debt Collection Laws

CrabtreeAK.jpg Image

Richard Crabtree

Submitted by:

Richard Crabtree, Routh Crabtree, A Professional Corporation

Posted:02/05/2013

Arizona Debt Collection Laws

Hammerman_AZ.jpg Image

Stanley M. Hammerman

Submitted by:

Stanley M. Hammerman, Esq., Hammerman & Hultgren, P.C.

Posted:02/06/2013

Arkansas Debt Collection Laws

morgandoughtyAR.jpg Image

Morgan S. Doughty

Submitted by:

Morgan S. Doughty, Associate Attorney, Hood & Stacy, P.A.

Posted:02/07/2013

California Debt Buying Practices Act (FDBPA)

George_Cohn_-_CA.jpg Image

George Cohn

Submitted by:

George L. Cohn, Senior Attorney, Collection Lawyers

Posted:08/01/2013

California Debt Collection Laws

George_Cohn_-_CA.jpg Image

George L. Cohn

Submitted by:

George L. Cohn, Senior Attorney, Collection Lawyers

Posted:02/08/2013

Colorado Debt Collection Laws

Silverman_CO.jpg Image

David Silverman

VossCO.JPG Image

Anne-Marie Vos

Submitted by:

David Silverman and Anne-Marie Vos, Silverman/Borenstein PLLC

Posted:02/11/2013

Connecticut Debt Collection Laws

KrozichCT.jpg Image

Kenneth M. Rozich

Submitted by:

Kenneth M. Rozich, Esq., Member, Jacobs and Rozich, L.L.C.

Posted:02/12/2013

Delaware Debt Collection Laws

KerrickDE.jpg Image

Daniel C. Kerrick

Submitted by:

Daniel C. Kerrick, Esq., Ciconte, Wasserman, Scerba & Kerrick, LLC

Posted:02/13/2013

District of Columbia Debt Collection Laws

Mauro_MD_DC_rev.jpg Image

Thomas A. Mauro

Submitted by:

Thomas A. Mauro, Esq., Mauro Law Offices, P.C.

Posted:02/14/2013

Florida Debt Collection Laws

Jacobson_FL.jpg Image

Justin D. Jacobson

Submitted by:

Justin D. Jacobson, Managing Partner, Jacobson, Sobo & Moselle

Posted:02/15/2013

Georgia Debt Collection Laws

Moore_GA.jpg Image

Mark A. Moore

Submitted by:

Mark A. Moore, Senior Partner, Lazega & Johanson, LLC

Posted:02/18/2013

Hawaii Debt Collection Laws

Dang_HI.jpg Image

Marvin Dang

Submitted by:

Marvin Dang

Posted:02/19/2013

Idaho Debt Collection Laws

Wilson_ID.JPG Image

Jeffrey M. Wilson

no_photo_available.jpg Image

Christopher R. Moore

Submitted by:

Jeffrey M. Wilson & Christopher R. Moore, Wilson and McColl

Posted:02/20/2013

Illinois Debt Collection Laws

FratantoniILrev.jpg Image

Sam J. Fratantoni

Submitted by:

Sam J. Fratantoni, Arthur B. Adler & Associates, Ltd.

Posted:02/21/2013

Indiana Debt Collection Laws

StarzecIN.jpg Image

Michael L. Starzec

Submitted by:

Michael L. Starzec, Litigation Manager at Blitt and Gaines, PC

Posted:02/22/2013

Iowa Debt Collection Laws

Abendroth_IA.jpg Image

Mark U. Abendroth

Sherzan_IA.jpg Image

Thomas E. Sherzan

Submitted by:

Thomas E. Sherzan and Mark U. Abendroth, Abendroth and Russell, P.C.

Posted:02/25/2013

Kansas Debt Collection Laws

no_photo_available.jpg Image

James McNeil

no_photo_available.jpg Image

Rick Milone

Stiles_KS_and_MO.jpg Image

Dustin Stiles

Submitted by:

James McNeil, Rick Milone & Dustin Stiles, Cohen McNeile & Pappas, P.C.

Posted:02/26/2013

Kentucky Debt Collection Laws

Lloyd_KY.jpg Image

James M."Buck" Lloyd

katielloyd_KY.jpg Image

Katherine S. Lloyd

Submitted by:

James M."Buck" Lloyd and Katherine S. Lloyd, Lloyd & McDaniel, PLLC

Posted:02/27/2013

Louisiana Debt Collection Laws

CouchLArev.jpg Image

Christopher J. Couch

ChauvinLA.jpg Image

Bradley J. Chauvin

no_photo_available.jpg Image

Michael D. Troendle

Submitted by:

Christopher J. Couch, Bradley J. Chauvin & Michael D. Troendle, Couch, Conville & Blitt

Posted:02/28/2013

Maine Debt Collection Laws

Dubord_ME.jpg Image

David R. Dubord

Submitted by:

David R. Dubord, Gosselin & Dubord, PA

Posted:03/01/2013

Maryland Debt Collection Laws

Mauro_MD_DC_rev.jpg Image

Thomas A. Mauro

Submitted by:

Thomas A. Mauro, Esq., Mauro Law Offices, P.C.

Posted:03/04/2013

Massachusetts Debt Collection Laws

Cohen_MA.jpg Image

Jeremy Cohen

Submitted by:

Jeremy Cohen, Cohen & Associates

Posted:03/05/2013

Michigan Debt Collection Laws

Mimi1_MI.jpg Image

Mimi D. Kalish

Submitted by:

Mimi D. Kalish, Esq., Senior Associate, Stillman Law Office

Posted:03/06/2013

Minnesota Debt Collection Laws

Gurstel_MN.jpg Image

Todd Gurstel

no_photo_available.jpg Image

Amy M. Goltz

no_photo_available.jpg Image

Daniel J. Bernhard

Submitted by:

Todd Gurstel, Chief Executive Officer, Gurstel Chargo, Amy M. Goltz, Director of Retail Litigation, & Daniel J. Bernhard, Associate

Posted:03/07/2013

Mississippi Debt Collection Laws

no_photo_available.jpg Image

J. Ward Conville

no_photo_available.jpg Image

Benjamin G. Lambert

no_photo_available.jpg Image

Michael D. Troendle

Submitted by:

J. Ward Conville, Benjamin G. Lambert & Michael D. Troendle

Posted:03/08/2013

Missouri Debt Collection Laws

no_photo_available.jpg Image

James McNeil

no_photo_available.jpg Image

Rick Milone

Stiles_KS_and_MO.jpg Image

Dustin Stiles

Submitted by:

James McNeil, Rick Milone & Dustin Stiles, Cohen McNeile & Pappas, P.C.

Posted:03/11/2013

Montana Debt Collection Laws

SpencerMT.jpg Image

Bruce M. Spencer

Submitted by:

Bruce M. Spencer, Smith Law Firm, P.C.

Posted:03/12/2013

Nebraska Debt Collection Laws

Kent_Schroeder_-_NE.jpg Image

Kent A. Schroeder

Submitted by:

Kent A. Schroeder, Partner, Ross, Schroeder & George, LLC

Posted:03/13/2013

Nevada Debt Collection Laws

Reynolds_NV.jpg Image

Ronald H. Reynolds

Submitted by:

Ronald H. Reynolds, Senior Partner, Reynolds & Associates

Posted:03/14/2013

New Hampshire Debt Collection Laws

Niederman_NH.jpg Image

Jay M. Niederman

Submitted by:

Jay M. Niederman, Niederman, Stanzel & Lindsey

Posted:03/15/2013

New Jersey Debt Collection Laws

Lloyd_Markind_-_NJ.jpg Image

Lloyd S. Markind

Submitted by:

Lloyd S. Markind, Sklar~Markind

Posted:03/20/2013

New Mexico Debt Collection Laws

Grubesic_NM.jpg Image

Dana K. Grubesic

Submitted by:

Dana K. Grubesic of Western States Law Group LLC (formerly Kanter & Grubesic, PA)

Posted:03/19/2013

New York Debt Collection Laws

Wortman_NY.jpg Image

Scott E. Wortman

Submitted by:

Scott E. Wortman, Esq., Partner, Mel S. Harris & Associates, L.L.C.

Posted:03/18/2013

New York Debt Collectors Face Possible Negative Changes in Law

Marti.jpg Image

Marti Lythgoe

Wortman_NY.jpg Image

Scott Wortman

Submitted by:

Marti Lythgoe, National List Editor, and Scott Wortman, Esq., Partner at MSH

Posted:05/08/2013

North Carolina Debt Collection Laws

LeeNC.jpg Image

Lee C. Rogers

Submitted by:

Lee C. Rogers, President and Managing Partner, Sessoms & Rogers, P.A.

Posted:03/21/2013

North Dakota Debt Collection Laws

JoelND_rev.jpg Image

Joel Boon

BrittneyND_rev.jpg Image

Brittney Bornemann

Submitted by:

Joel Boon and Brittney Bornemann, Rodenburg Law Firm

Posted:03/22/2013

Ohio Debt Collection Laws

Brian_Block_OH.jpg Image

Brian Block

Submitted by:

Brian Block of Javitch, Block & Rathbone LLC

Posted:03/25/2013

Oklahoma Debt Collection Laws

nicholashood_-_OK.jpg Image

Nicholas R. Hood

Submitted by:

Nicholas R. Hood, Associate Attorney, Hood & Stacy, P.A.

Posted:03/26/2013

Oregon Debt Collection Laws

Tom_Davis_-_OR.jpg Image

C. Thomas Davis

Paul_Galm_-_OR.jpg Image

Paul C. Galm

Submitted by:

C. Thomas Davis & Paul C. Galm of Davis Galm Law Firm

Posted:03/27/2013

Pennsylvania Debt Collection Laws

Fred_Weinberg_PA.jpg Image

Frederic I. Weinberg

Submitted by:

Frederic I. Weinberg, Esquire of Gordon & Weinberg, P.C.

Posted:03/28/2013

Rhode Island Debt Collection Laws

Neill_-_Rhode_Island.jpg Image

Neill B. Lyon

Submitted by:

Neill B. Lyon, of Hodosh Lyon, & Hammer Ltd.

Posted:03/29/2013

South Carolina Debt Collection Laws

WestonSC_rev.jpg Image

S. Nelson Weston, Jr.

TeshAdam_SC_rev.jpg Image

Adam S. Tesh

Submitted by:

S. Nelson Weston, Jr., & Adam S. Tesh, of Richardson, Plowden & Robinson, P.A.

Posted:04/01/2013

South Dakota Debt Collection Laws

David_Edwards_-_SD_rev.jpg Image

David L. Edwards

Submitted by:

David L. Edwards, Briet Law Office, P.C.

Posted:04/02/2013

Tenneessee Debt Collection Law Changed Dramatically from Passage of SB 224 / HB 443

Marti.jpg Image

Marti Lythgoe

DickenTN.jpg Image

Kelly Dicken

Submitted by:

Marti Lythgoe, NL Editor; and Kelly Dicken, FKSC Attorney

Posted:05/08/2013

Tennessee Debt Collection Laws

DickenTN.jpg Image

Kelly Dicken

Submitted by:

Kelly Dicken of Finkelstein, Kern, Steinberg, & Cunningham, P.C

Posted:04/03/2013

Texas Debt Collection Laws

Cersonsky_Butch_Texas.jpg Image

M. H. Cersonsky

Submitted by:

M. H. Cersonsky of Cersonsky, Rosen & Garcia, P.C.

Posted:04/04/2013

TN Debt Collection Law Changed Dramatically from Passage of SB 224 / HB 443

Marti Lythgoe

Kelly Dicken

Submitted by:

Marti Lythgoe, NL Editor; and Kelly Dicken, FKSC Attorney

Posted:05/08/2013

Utah Debt Collection Laws

Greg_Constantino_-_UT.jpg Image

Gregory M. Constantino

Submitted by:

Gregory M. Constantino, Founder & President of Constantino Law Office, P.C

Posted:04/05/2013

UTSB281- Do Try This at Home!

Marti.jpg Image

Marti Lythgoe

Chris_Rogers.jpg Image

Christopher Rogers

Greg_Constantino_-_UT.jpg Image

Greg Constantino

Submitted by:

Marti Lythgoe, National List Editor; with Christopher Rogers, Attorney for Johnson Mark LLC; and Greg Constantino, Founder & President of Constantino Law

Posted:04/18/2013

Vermont Debt Collection Laws

Lythgoe_VT.jpg Image

Spencer B. Lythgoe

Submitted by:

Spencer B. Lythgoe, Esq.

Posted:04/08/2013

Virgin Islands Debt Collection Laws

Sarah_Smith_-_VI_rev.jpg Image

Sarah R. Smith

Submitted by:

Sarah R. Smith, Law Offices of Karin A. Bentz, P.C.

Posted:04/09/2013

Virginia Debt Collection Laws

Kubin_VA_rev.jpg Image

Peter Kubin

Submitted by:

Peter Kubin, Dominion Law Associates

Posted:04/10/2013

Washington Debt Collection Laws

Scanlon_WA_rev.jpg Image

Robert C. Scanlon

Submitted by:

Robert C. Scanlon, of Dellwo Roberts & Scanlon, P.S.

Posted:04/11/2013

West Virginia Debt Collection Laws

Atkins_WV_rev.jpg Image

James B. Atkins

Submitted by:

James B. Atkins, Esq., Atkins & Ogle Law Offices, LC

Posted:04/12/2013

Wisconsin Debt Collection Laws

Shane_Gale_WI_rev.jpg Image

Shane P. Gale

Submitted by:

Shane P. Gale and Rausch, Sturm, Israel, Enerson & Hornik, LLC

Posted:04/15/2013

Wyoming Debt Collection Laws

Larry_Harrington_WY_rev.jpg Image

Larry W. Harrington

Submitted by:

Larry W. Harrington, of Harrington Law Firm, P.C.

Posted:04/16/2013

Searching...