Delaware Debt Collection Laws

Daniel C.
Kerrick, Esq.

Submitted by Daniel C. Kerrick, Esq., Ciconte, Wasserman, Scerba & Kerrick, LLC

Published by The National List of Attorneys


CICONTE WASSERMAN SCERBA & KERRICK, LLC, is Delaware’s largest collection law firm, with over thirty years of experience in commercial and retail collections.  Its collection attorneys litigate cases at every court level throughout the State.   Ciconte, Wasserman, Scerba & Kerrick’s collection team includes attorneys, paralegals, collectors, skip tracers and other support staff.  Special process servers and private investigators are also utilized in order to maximize the probability of recovery.


Ciconte, Wasserman, Scerba & Kerrick are active and longstanding members in the Commercial Law League of America (CLLA) and the National Association of Retail Collection Attorneys (NARCA), and the firm is currently listed on a number of commercial law lists, including The National List.


The major areas of the firm’s practice include retail and commercial collections, subrogation, representing creditors in bankruptcy proceedings, replevins, mechanic’s liens, equipment leasing, deficiency balance claims, insurance claims, transportation claims and medical claims.


Delaware Debt Collection Laws

  1. Statute of Limitations

Contract                                               3 years

            The statute of limitations runs from “the date the debt accrues.”

Mutual Running Account                      

The statute of limitations is not triggered if the account is open and current.

Promissory Note                                   6 years

Contract Signed Under Seal                  20 years


  1. Judgment Execution Options

Wage Garnishment

Debtor Exams – Oral Deposition and Deposition Duces Tecum

Levy of Personal Property

Lien Real Estate


License Suspension available for Automobile Subrogation Judgments

*No Bank Levies

However, there is authority to argue that bank levies are permitted on judgments obtained in other jurisdictions and subsequently transferred to Delaware.


Download the complete white paper Delaware Debt Collection Laws.